Heres how to write an email to a potential employer

Heres how to write an email to a potential employerHeres how to write an email to a potential employerEveryone knows first impressions can be hard to shake.When you email a potential employer, youve got one shot to convince them that youre smart, competent, ambitious, and exactly whats missing from their company. (But no pressure.)Its easier than it seems - as long as you follow certain etiquette and avoid the most common mistakes that verfallen job-seekers make.We consulted Amanda Augustine, career advice expert for TopResume, about how to send a clear and compelling message to a company youre dying to work for. Read on for 10 tips that will get you one step closer to your dream job.Write a clear subject lineAugustine advised against getting catchy with subject lines. Instead, make it obvious that youre submitting a job application.If there are no specific directions in the job deutsche bundesposting, something as simple as, Application for Strategy Reporter (ID 12345) Shana Lebowi tz should work.However, if youre cold emailing a potential employer, you should get a bit more creative in your subject line.Talk about the value you can provide - for example, would love to share my ideas on increasing sales team productivity. Consider what the person youre emailing cares about and why she would want to read your message.The worst thing you could do is put, Dear Madam or Dear Sir as your opening, Augustine said, because it shows you didnt put any effort into researching the right person.You can do some sleuth work on LinkedIn and find out the name of the company recruiter or hiring manager who originally posted the job. If that doesnt work, you can leverage your network - do you know anyone who works there? - and find out who the appropriate addressee is.In the rare case that the job is anonymously posted, you can say, Dear HR Professional or Dear Hiring Manager.Talk about what you can provide the employerKeep in mind, Augustine said, that the employer is the ta rget audience. So think about what type of value youre offering them, as opposed to the other way around.In the body of your email, mention exactly what you can do for the employer and what youve learned about that company.Show some passionLet the company know how excited you are about the chance to work there.In an email, Augustine explained Were you inspired to apply for this job after attending an auffhrung where a company representative spoke, or after you saw an interview with the CEO? Work this information into the first part of your message to demonstrate your genuine passion for the business.Youll have a leg up over equally qualified candidates who dont seem as enthused about the job.Customize the email to the individual employerAugustine said its important to tailor your message to each individual job and company.The more you talk about their specific needs and how your skill set does make you a really good solution to those needs, the more likely your message is to be read .And it might sound obvious, but make sure you include the name of the correct company in your email, especially if youre emailing multiple employers at once.Oftentimes that can put you out of the running, Augustine said. Employers are looking for reasons to get rid of those applications.Name-drop carefullyAugustine recommends mentioning if youve previously worked for one of the companys competitors or any of their current clients, for example.It tells the reader that you understand the work theyre doing and could add immediate value with little ramp-up time, which is always a great selling point, she said in an email.That said, you dont need to mention that one time you met a famous person in the industry and hit it off. A 2009 paper from researchers at the University of Zurich found that name-dropping makes people seem less likeable and less competent.Leverage your network when possibleIf you know someone who works at the company and is thriving, mention this person in your cover letter, Augustine said in an email.You can either explain that the person recommended you apply for the position or told you what its like to work at the company.Augustine also suggests asking your contact to send a copy of your application directly to the hiring manager. According to a Glassdoor study, your chances of getting hired are up to 6.6% higher if you were referred by a current employee than if you werent.Dont copy and paste your resumeAugustine recommended not cutting and pasting your resume into the body of the email because the formatting ends up atrocious.Instead, you should either attach a document or provide a link to a Google Doc. (You can hyperlink a few words so that you dont end up with a long string of letters and numbers.) If you choose to submit a Google Doc, make sure you select the view only option for the employer.The sooner you get your job application in, the better, Augustine said.In general, youll want to submit it within 72 hours of the posting going u p, because employers start to get inundated with applications after that and might not even open yours.Follow up promptlyAugustine recommends including a sentence in your email that says, I will follow up with you on whatever date once youve had time to review my application.She advises planning to follow up one week after you send the application or, if theres a close date on the job posting, planning to follow up a week after that. Make sure you mark the date on your calendar, so you dont say youre going to follow up and then forget.Shana is a strategy reporter for Business Insider. Before joining Business Insider in April 2015, she covered mental health for Greatist and personal finance for LearnVest.This post was originally published on BusinessInsider.com.

Satisfaction of Mortgage FAQ - United States

Satisfaction of Mortgage FAQ - United StatesSatisfaction of Mortgage FAQ - United StatesWho is the Mortgagor?The Mortgagor is the individual or entity that borrowed the money to purchase the property.Who is the Mortgagee?The Mortgagee is the individual or entity that lent the money to the Mortgagor. (e.g., the bank.)What is a notary public?A Notary Public is a state-appointed official who is authorized to authenticate certain legal documents, such as declarations, acknowledgments, deeds, mortgages, and other contracts. Most real estate deeds are notarized by attorneys.What is the consideration?The consideration entered on a deed document should be the actual value paid by the Grantee to the Grantor in monetary terms. If no consideration is being provided, such as in the case of a gift, then 10.00 can be entered as the standard consideration.What is the County Recorders Office?This office is referred to by different names in different states, such as Countys Office, Register of Deeds, or Land Registry Office. It is where documents relating to real property are registered.Where can I obtain the legal description of my property?You should be able to obtain the complete legal description of your property from the County Recorders Office by providing your municipal address or tax parcel number.What is the tax parcel number or parcel identification and how do I find out what the specific number is for my property?This number is a 10-12 digit number that identifies ownership and assessed values of property for taxation purposes. The number can be obtained from your Tax Statement, Revaluation Notice, or Personal Property Listing Form.Why is there a large margin at the top of property related documents?The County Recorder who will file the document requires a 2-3 inch margin at the top of the document so that they can affix a stamp, filing number or some other fasson of information to help identify and record the document. Do not write in this space.Can I get my documen t notarized in a different state than where the land is located?Most states recognize notarization of land transfers by officials from other states, but you should contact the County Clerks Office where the land is located to be sure that they will allow the document to be notarized in another state. Our documents allow for inter-state notarization by enabling you to select in which state you will have it notarized, regardless of the location of the property.What do I do with the Satisfaction of Mortgage after it has been signed by the Mortgagee and a Notary Public?After the document is signed and notarized, it should be filed at the land records office in the county where the property is located. This office is referred to by different names in different states, but is usually called the County Clerks Office, County Recorders Office, Register of Deeds, or Land Registry Office.Do I need to have witnesses when I sign a deed?Currently, only Arkansas, Georgia, Michigan, Ohio, South Car olina, and Vermont require that witnesses sign deeds in addition to a notary public in order for deeds to be valid. However, in some states, specific counties require that deeds be witnessed. You should check with your local county recorders office to determine if witnesses are required.How is a Deed of Reconveyance different from a Satisfaction of Mortgage?A Deed of Reconveyance is a document which transfers title in the property back to the borrower from the Trustee and it is used to acknowledge that the borrower has fully paid what he or she owed under a Deed of Trust. A Satisfaction of Mortgage is used to acknowledge the saatkorn of a Mortgage agreement. A Satisfaction of Mortgage is a document signed by a mortgagee acknowledging that a mortgage has been fully paid and that the mortgage is no longer a lien on the property. In order to clear the title to the real property owned by the mortgagor, the Satisfaction of Mortgage document must be recorded with the County Recorder or Re corder of Deeds. If the mortgagee fails to record a satisfaction within the set time limits, the mortgagee may be responsible for damages set out by statute. In essence, the Deed of Reconveyance and Satisfaction of Mortgage both serve the same function, which is to show that the borrower has repaid the loan fully and that the lender has no further interest in the property.What happens when no Satisfaction of Mortgage is recorded?If a purchaser of property pays off the entire debt that he or she owes under a mortgage but no Satisfaction of Mortgage is recorded, then the lien will still be registered against the against the property. In most states, there will be a penalty for the Mortgagee if a Satisfaction of Mortgage is not filed within a reasonable time upon the full payment of the mortgage debt. Even if done later than the statutory required time period, the Mortgagee should still try to prepare a Satisfaction of Mortgage and have it registered once the debt has been paid.

Olympic gold medalist Chloe Kim shows us why enjoying the moment can make you more successful

Olympic gold medalist Chloe Kim shows us why enjoying the moment can make you more successfulOlympic gold medalist Chloe Kim shows us why enjoying the moment can make you more successfulOlympic athletes spend years of practice preparing for their one big moment. Under this pressure, you may think that the best way forward is to be serious to stay focused. Studies have shown otherbeiwise, and for Chloe Kim, the 17-year-old snowboarder from California who tweets while she competes, broadcasting her food cravings to 189,000 followers helps ease her nerves.On Monday, before her final andrang in the finals of the womens snowboarding halfpipe at the 2018 Winter Olympics, Kim let her fans know that she was hungry for a breakfast sandwich.When asked why she was tweeting during competitions, the teen answered, Like, what else are you supposed to do? This is not the first time Kim has gone to social media during pressure-filled competitions as a respite. In between qualifying runs at the Olymp ics, she tweeted about her love of churros and her hankering for ice cream.These small breaks appear to have helped. Kim, the overwhelming favorite to win the halfpipe competition, rose to the occasion in the finals and scored 93.75 on her first run, a dominating score no other competitor came close to beating.Even after she had clinched the gold medal, she chose to compete with herself on her third run. After being told that her grandmother, who had never seen her compete was in attendance, Kim dedicated her final run to her, aiming for a perfect run. This ones for Grams, Kim said. The run was not perfect but it came close. Kim executed her signature back-to-back 1080s (three difficult in-air rotations) to earn a score of 98.25.Study backs up why having fun before a big competition helpsKims fun snack-filled approach to competitions is backed by science to help us stay stress-free. One study proves that our working lives are more successful when we balance work with play. The exper iment in Psychological Science found that participants who were allowed to have a spa day before a big exam worried about their looming test less.When we let ourselves have an enjoyable task before a hard one, it can boost our productivity. Positive emotions at the outset make some work tasks easier to endure. Indeed, breaks and recovery from work benefit workers in many ways, from increasing job satisfaction to increasing productivity, the researchers concluded. Case in point Chloe Kim.Kims win shows us that you can stay present and enjoy the pleasures of thinking about snacks, and still earn a gold medal.